Your are one

You are  unique and no body replaces your place in the world except you

But, you have to remember we are living in the world which needs your presence in need.

So, be cautious with your behavior, don't send wrong signals and  behave such a way that you be abandoned from the world.

Be serve and do good to all.

5 ways To increase Your Memory power.

Decrease in Memory and concentration are two of the most common symptoms people experience.

5 simple techniques that help -

1. Read and Write – How many times as a child where you told about brain-hand coordination being essential.

As we grow in life, we forget the same.
Reading something interesting and writing material other than the professional keeps that coordination alive.
Every day – spend at least 10-20 minutes Reading something interesting and out-of-context from your daily life.
Every week – write at least 3-4 pages of your thoughts, poems, mathematical questions or anything else that you like.

2. Brain Blood Circulation. – The entire body including the brain depends on blood flow. Blood is the medium that provides every cell of the body with oxygen, nutrients and a medium to take away all toxins.
The best way to increase entire body circulation is through exercises.
Walking, Yoga and meditation are great.

3. Eat for your brain- You eat for Taste, but forget to Eat for your brain.
Having antioxidants and brain boosting omega-3 fatty acids, with low levels of sugar and refined carbs is helpful.

4. Socially active – Being socially active does n’t mean having many friends on face book… it means interacting with people face to face. Having discussions that help stimulate the brain into different directions.

5. Medical Checkup – Sometimes its important to consult a psychiatrist or neurologist.

The most common Clinical conditions responsible for decrease in Memory and concentration -
regular headaches
 lack of sleep
 vitamin B 12 deficiency
 thyroid deficiency
 high stress/restlessness
 clinical depression
 anxiety
 schizophrenia

happy person

Carl Rogers one of the greatest psychologists of modern era, identified five characteristics of a "happy and content" person. 

Only when All of These are present in an individual, he/she is on the path of happiness:

1. Open to experience: both positive and negative emotions accepted. Negative feelings are not denied, but worked through.

2. Living in the Present: in touch with different experiences as they occur in life, avoiding prejudging and preconceptions.
Being able to live and fully appreciate the present, not always looking back to the past or forward to the future.

3. Trust feelings: feeling, instincts and gut-reactions are paid attention to and trusted.
People’s own decisions are the right ones and we should trust ourselves to make the right choices.

4. Creativity: creative thinking and risk taking are features of a person’s life.
Person does not play safe all the time. This involves the ability to adjust and change and seek new experiences.

5. Fulfilled life: person is happy and satisfied with life, and always looking for new challenges and experiences.

Learn from Gandhiji

Win

Wining of a war means just win over enemy.but not killing of the foe

Thus speak Nelson Mandela

ఐడియా - కన్నీరా

ఆలోచిస్తే ఐడియా  వస్తుంది
ఏడిస్తే కన్నీల్లొస్తయ్
అందుకే  ఆలోచించు కష్టమ్లోంచి  బయటపడు

quick snap on Indian Budget- Direct Tax angle

1.    Personal income tax raised from 2 lakh to Rs 2.5 lakh

2.    Income tax exemption limit for senior citizens raised from Rs 2.5 lakh to Rs 3 lakh.

 3.    No changes in surcharge rates for direct tax

4.    80C exemption limit increased from Rs 1 lakh to Rs 1.5 lakh 5.    Exemption on payment of income tax on interest paid on loans for self occupied houses raised to Rs 2 lakh from Rs 1.5 lakh. 

5.    Exemption on payment of income tax on interest paid on loans for self occupied houses raised to Rs 2 lakh from Rs 1.5 lakh.

6.    Education cess to continue to remain at 3%

7.    10-year tax holiday to be extended to companies that start power generation by March 31, 2017.

8.    Govt to review revised Direct Taxes Code taking into account comments from stakeholders. Direct tax proposals to involve sacrifice of Rs 22,200 crore.

9.    Propose To Retain 15% Tax Rate On International Dividend Income

10.  Provide investment allowance at 15% for 3 yrs to manufacturing company which invest more than Rs 25 cr in      plant and machinery

11.    Govt announces pruning of negative and exemption list of service tax to widen tax base.

12.    Govt to earn Rs 7,525 crore more from changes in indirect taxes.  

Income From Portfolio Investment To Be Capital Gains

Highlights of the Indian Rail Budget for FY 14-15

· Honesty is the first chapter in the book of wisdom and I am grateful to PM Modi ji for having reposed his
faith in me, says Railway minister Sadananda Gowda
· Though I am a month old in the ministry, I am flooded with request for new trains, better services, new lines
· Indian Railways is the soul of the economy and our target is to become largest freight carrier in the world
· Indian railways carry only 31% of the total freight in the country. It is a challenge we have to face, says Rail
Minister
· We need to balance social and commercial obligations and we ill start work on high speed network
· There had been focus on sanctioning projects rather than completing them
· There are 4 projects that are over 30 years old but have still not been completed
· Managing the Railways takes most of our resources. We spend 94% of our earnings, are left with just 6 per cent
· The medicine may act bitter in the beginning but will be a nectar in the end: Gowda
· Need Rs 50,000 cr every year for the next ten years for Railways
· Ministry of Railways is seeking cabinet approval for FDI in Railways, except Railway operations
· The fare revision was tough but necessary decision, it will bring Indian Railways an additional revenue of Rs
8000 crore
· Can get claps from this house by announcing new projects but that would be rendering injustice to the
struggling organization
· Gross traffic receipts in 2013-14 was Rs 12,35,558 crore; operating ratio was 94 per cent
· Ministry of Railways is seeking cabinet approval for FDI in Railways, except Railway operations
· Need PPP Route to finance bulk of projects including high speed rail
· Need to have private-public partnership to improve condition of railways
· Through PPP route want to provide foot-over bridges, escalators and lifts across all stations
· Populist projects and mismanagement have brought Railways to point of funds crunch, says Rail Minister
· Indian Railways spent Rs 41,000 crore on laying of 3,700 km of new lines in last 10 years
· Surplus revenues declining. Hardly any resources for development work
· I propose to introduce pre cooked and ready to eat meals of reputed brands and want battery operated cars for
senior citizens at railway stations: Gowda
· Propose to hike budgetary plan outlay to Rs.47,650 crore
· High priority areas - safety, cleanliness, passenger amenities and capacity augmentation
· Large part of the budget outlay to go to safety projects
· Will introduce RO drinking water in trains and on stations
· Propose to outsource cleaning responsibility on 50 stations to specialist cleaning agencies
· CCTVs at stations will be used to monitor cleaning activities
· Severe action to be taken against vendors delivering unhygienic food, including cancellation of contracts
· Bio-toilets in trains to be increased to mitigate direct discharge of human waste on tracks and platform
· Severe action to be taken against vendors delivering unhygienic food, including cancellation of contracts
· Bio-toilets in trains to be increased to mitigate direct discharge of human waste on tracks and platform
· Ticket bookings through post offices and mobile phones will be popularized, also coin operated ticket
machines
· Contemplating setting up of a railway university, both technical and non-technical courses
· I propose Bullet trains, Mumbai-Ahmedabad sector has been identified
· Efforts will be made to increase speed of trains to 160-200, on select sectors
· I propose retiring rooms on all stations: Sadananda Gowda
· Indian Railways to set up food courts at major railway stations
· Railways to scale down market borrowings to Rs 11,790 crore
· Allocated Rs 100 crore For High- Speed Rail Network
· To Have Diamond Quadrilateral Network for High-speed Trains
· 17,000 Railway Protection Force personnel to be available soon
· Introduction of women RPF constables, coaches meant for women to be escorted for greater safety
· To allot Rs 1,780 Crore to eliminate unmanned level crossings
· To have Digital Reservation Charts at stations
· Will provide summer internships to undergraduate students from engineering background
· E-procurement will be made compulsory for purchase of 25 lakh and more
· Recent fare and tariff hike to mop additional revenue of about Rs 8,000 crore, says Rail Minister
· Resource mobilization through leveraging PSU resources, FDI and Public Private Participation
· Solar energy to be harnessed through PPP by utilizing rooftop spaces of stations and railway buildings
· Hospital Management Information System to integrate all railway health units and hospitals
· Ladies' coaches to be escorted by women RPF constables; additional care for ladies travelling alone
· 29 rail projects in Andhra Pradesh and Telangana with Rs. 20,680 crores will be completed
· Bangalore to get suburban rails
· 27 express trains to be introduced, 5 new jan sadharan trains to be introduced
· Chaos in Parliament as Rail Minister ends his budget speech. Lok Sabha adjourned till 2 pm
Prime Minister Narendra Modi after the Railway Budget presentation:
· PM Modi: This budget gives priority to transparency, integrity. Its growth engine for India, not a mere
passenger source
· This rail budget will become a huge power for the economy. Its about developing the nation through
development of railways: PM
· Railways have come up with initiatives which show where we want to take country, not just the railways.
· First time there is holistic railway budget of modern India. Railway cannot be run on an ad-hoc basis:
· Now in real terms this is a Bharatiya Railway. For a long time, the vision was broken, not unified. Now its
the 21st century budget : PM Modi

Lesson from Eraser

welcome to this amazing blog

Just now I read a story about pencil and eraser, thinking that I will share it with you

For erasing the mistakes done by pencil , it is reducing its size every minute. One day pencil by seeing the eraser which is reduced its size from big to small says with tears in eyes that " I am very sorry, for my mistakes you are getting punishment. I am feeling very bad about it. Its paining me a lot".

The reply of eraser which  applies to man kind  is  " If mistakes are made it must be corrected. this is my duty, for this your pain is not necessary, forget about it."

So, friends if you are doing good for humanity and thinking that no body recognized you,  remember the reply of eraser. Its our duty to correct the mistakes done by our fellow beings either it man kind or animals, trees not only one all living and non living things.

keep going.

Etiquette at Work

Etiquette refers to certain rules and regulations necessary for an individual to follow to find a place in the society. One must be courteous enough for others to draw inspiration and look up to him/her. An individual without good manners is often lost in the crowd and fails to make his/her mark. Keep personal life separate from your professional life. One needs to be a little more mature and behave sensibly at the workplace. No matter what, you just can’t afford to adopt a casual attitude at work. One needs to be careful about what to wear, what to speak, how to interact with the fellow workers and so on for an everlasting impression. An individual spends his/her maximum time at the workplace and thus it is essential for him/her to feel comfortable there. Every employee should be assigned a separate workstation for him/her to concentrate on work and contribute to the level best. A separate workstation also ensures employees do not interfere in each other’s work. Etiquette at work will be employee etiquette, dress etiquette, desk etiquette, office lunch etiquette etc,. Now we will see one by one;      Employee Etiquette : Employee etiquette refers to codes of conduct an individual should follow while at work. Respect your organization to expect the same in return. Don’t treat your organization as a mere source of earning money. Remember your organization is paying you for your hard work and not for gossiping and loitering around.            Reach office on time. If your office timing is 9 AM, make sure you are there at 8.50 AM. It is essential to be disciplined at the workplace. Leave all your personal problems out the moment you step in the office. It is unprofessional to mix personal and professional life. Keep them separate. Greet your fellow workers with a smile. Follow the professional dress code. Never wear anything which shows much of your skin. Avoid wearing jeans, capris, T shirts, shorts etc to work. Female employees should not wear revealing dresses or deep neck blouses to work.                                                                    Never ever enter office under the influence of alcohol. It is an offence. As a responsible employee you have no rights to share confidential information with any of the external parties under any circumstances. Data in any form must not be leaked to anyone who bears no relation with the organization. Keep your cell phones in the silent mode to avoid disturbing others sitting around you. Loud ring tones at the workplace are a strict no no!!. Avoid long personal calls during office hours. Wearing ear buds at the workplace is unacceptable.               Keep your workstation free of unwanted documents and files. Avoid having lunch at your desk. It creates mess. Learn to own your mistakes. Stick to your statements. Stay away from blame games and nasty politics at the workplace. Remember conflicts and misunderstandings lead you nowhere. It is always better to discuss issues face to face and reach to a mutually acceptable solution. While communicating through emails, make sure your boss is in the loop. It is foolish to hide things from him. Master the art of writing emails. Emails must be self explanatory and a clear reflection of one’s thoughts. Respect your fellow workers. Help them whenever required. Never give them wrong suggestions.   Treat all your fellow workers as one irrespective of their education and designation in the organization. Female employees must be treated with respect and dignity. Never take undue advantage of your position. Do not ask for personal favours from your subordinates. Too much of friendship at the workplace is bad. Never enter financial transactions with your fellow colleagues and any financial dealings too, which disturbs office environment and effects your job. Respect each other’s privacy. Do not open envelopes not meant for you. It is bad manners to read your colleague’s email or check his messages. Stay away from controversies. Do not spread rumours around. It is strictly unprofessional.  Desk Etiquette:

• Keep your workstation clean and organized.

• Make sure you don’t throw paper and wrappings here and there. Throw them in dustbin.
• Throw all unwanted pens, pencils, highlighters, erasers, markers and so on. Keep all your stationery items at their proper places. Throw away what all you don’t need.
• Avoid keeping stacks of files at your desk. It gives a cluttered look to your workstation. Keep them at their respective drawers with a label on top of each file to avoid unnecessary searching.                                              
• Avoid bringing soft toys, photo frames, candle stands to work.
• The official phone should be used only for official purposes. Avoid long calls as your Boss might need you urgently.

                            

• Don’t put posters of your favourite celebrities on the walls at the workplace. It is completely unprofessional and childish.
• Keep a notepad and pen handy to jot down important contact numbers. Avoid writing on walls or loose paper.
• Eating at the workstation attracts cockroaches and insects. Go to the cafeteria for lunch. Not only it will keep your desk clean but also allow you to relax and spend quality time with your colleagues. If you have the habit of eating chocolates or wafers, make sure you throw the wrappers in dustbin. Ask the housekeeping staff to clean up the leftovers.

                                                 

• Never peep into other’s workstation. Knock before entering into boss’s cabin.                                                                      
• Take care of your tone and pitch while speaking. Remember there are other employees sitting around you as well.

                                                                                  

• If you need to talk to any of your colleagues, use the extension phone. Never shout from your desk. It is bad manners and disturbs others. If you do not have access to the extension phone, get up and walk to the other person’s desk.
• Keep your car keys, Bluetooth, earphones and other personal belongings at one place. Female employees should not keep their bags on the desk. Male employees can also keep their wallets in their desk drawer but do remember to take it back home.
• Develop the habit of using a table top calendar. Mark important tasks against the deadlines to avoid forgetting them.
• Ask the attendant to clean your drawer once in week. Staple important documents together and keep them in their respective files.
• Avoid giving unnecessary printouts.
• Turn off your printer, scanner, computer, light when you leave for the day.
• Do not bring newspaper from home and pile on your desk.
• Smoking at the workstation is an offence.

§   

Office Lunch Etiquette

• Take lunch only during the assigned hours. Be on time for lunch. Do not keep others waiting.
• Individuals should avoid having their lunch at their workstations. Not only it makes your desk dirty but also makes you lethargic and dull. Human being is not a machine who can work at a stretch. One needs time to relax and unwind. Sitting at the workstation continuously for six to seven hours becomes monotonous. Prefer having lunch at the cafeteria with your fellow team members. Invite your boss as well. Having lunch together strengthens the bond among the employees.
• Never discuss work at the lunch table.
• It is absolutely okay if someone whom you do not like much joins you for lunch. Do not make faces at him. Try your level best to make him feel comfortable.
• Do not start eating unless everyone else on the table has received food.
• Choose the right table for lunch. Sit where you feel comfortable.
• Always keep a sanitizer handy. Wash your hands before eating to avoid transmission of germs.
• Place a napkin on your lap while having lunch.
• Avoid bringing smelly food to work. Employees should not bring fish, chicken or eggs to work. Vegetables any day are a better option for lunch at workplace.

                                               

• Make sure your lunch is properly packed. Bring your lunch in airtight containers and aluminum foil.
• Never eat with hands in public. It is important to eat without making a mess at the workplace. Use forks and spoons.
• It is good manners to share your food amongst your fellow workers.
• Employees should not carry rotten fruits to work.
• Do not make noise while eating. It irritates the individual sitting next to you. Make sure you chew properly.
• Talking or laughing with one’s mouth full is considered unprofessional.
• Eat slowly to avoid burping in public.
• Do not pick anyone else’s food with your hand. The other person might not like it. Use a spoon.
• Don’t stare at someone else’s plate.
• Finish your food properly. Do not leave anything on your plate.
• Once you are done, keep the utensils at the proper place.
• Do not get up from the table until everyone has finished eating.
• Never put fingers in your mouth while eating around other people.
• Avoid attending phone calls during lunch hours unless it is an emergency.

                                     

• Never pick your nose while eating. It is simply disgusting.

Good Etiquette leads to Good Management and betterment in the life of an individual.  

                                             

                                           Thank You

Concept and content by : Santu

Edited by : Satya

Computer - Short cut keys

welcome to this amazing blog

GOLDEN RULES OF ACCOUNTING

There are 3 rules for maintaining accounts under double entry system

Personal account, Real account,Nominal account

in detail as below

PERSONAL ACCOUNT – These are accounts of parties with whom the business is a carried on. Personal accounts may be:

·         Accounts of natural or physical persons. Ex: Rama Account, Krishna Account

·         Accounts of artificial or legal persons. Ex: ABC & Co.

·         Representative personal account. Ex: O/S Expenses Account, O/S income Account, Prepaid Expenses Account, Income Received in Advance.

Rules of Accounting:
Debit the Receiver
Credit the Giver

Real Account – These are asset accounts that appear in the Balance Sheet. They are referred to as Real Account (or Permanent Accounts) as these are owned by businesses and the balances in these accounts at the end of an accounting period will be carried over to the next period. Ex: Cash Account, Land Account, Building Account etc.

Rules of Accounting:
Debit what comes in
Credit what goes out

Nominal Account – These are accounts of expenses and losses which a business incurs and income & gains which a business earn in the course of business. Ex: Rent Account, Interest Account.

Rules of Accounting:
Debit all expenses and losses
Credit all income and gains